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Bad Faith Insurance Attorneys in McAlester

Holding Companies Accountable for Bad Faith & Unfair Practices

Consumers who pay premiums — for medical insurance, vehicle insurance, home property damage, life insurance, or any type of insurance to protect their assets and families — expect that the insurance company will pay when an accident or risk event occurs. Insurance companies can argue the facts and the law, but there are limits. The carriers and underwriters cannot take positions that they know, or have reason to know, are untrue, and they cannot delay payment to force you into a settlement.

At Stipe Law Firm, our McAlester bad faith insurance attorneys hold insurance companies accountable to the terms of the insurance contract. We have obtained substantial jury trial verdicts and settlements for our clients. This includes $10 million for an insurance bad faith client. We obtain strong results because we understand insurance contracts and because we have a history of working with insurance negotiators. We can prove when insurance companies are acting outside of normal or ethical business practices.

Examples of Unfair Practices & Bad Faith Negotiation

Our McAlester bad faith insurance lawyers review each case on an individual basis. We study all the issues that apply to each case and demand appropriate action and prompt payment.

Some of the many types of unfair and bad faith practices we investigate are:

  • Failing to respond to a claim in a timely manner
  • Making false statements as to policy provisions or the facts about the case
  • Failing to pay in a timely and equitable manner once liability has been proved
  • Denying coverage without a legitimate basis
  • Refusing or delaying investigation of a claim
  • Contesting valid claims
  • Improperly trying to place the burden of payment on another insurance company
  • Making unreasonable settlement offers
  • Instances of agent negligence
  • Failing to disclose the insurance policy limits and exclusions

We help with consumer claims, as well as commercial property claims and business interruption claims.

Damages Allowed Under Oklahoma Law

A bad faith insurance attorney in McAlester demands and seeks to enforce numerous damage elements when insurance companies negotiate in bad faith and unfairly.

These include:

  • Payment of the full claim. This means all the damage, even if the damage exceeds the policy limits. This is a very important feature of bad faith litigation. We demand that the excess damage over the policy limits be paid.
  • Legal fees. This means that even though we may take the case on a contingency fee basis, the legal fees are paid by the insurance company and not by you.
  • We demand payment of interest for any delays.

Call (918) 505-7741 for a Free Consultation

Our insurance lawyers in McAlester appreciate how much money it costs to pay insurance premiums – and how many different types of premiums consumers pay. We understand that insurance companies try to low-ball their offers and delay payments in the hope you will take a low settlement. At Stipe Law Firm, we hold insurance companies accountable when they do not play fair.

Please call us at (918) 505-7741 to discuss your claim. Early legal intervention helps insurance companies act honestly. You can also complete our contact form to schedule an appointment. We see clients in our McAlester location and throughout Oklahoma.

Hear What Our Past Clients Have To Say

  • “All our thanks to Tim and Stipe Law Firm for the work in my wife’s case against Vioxx. God bless you all.”

    Pat

  • “Thanks again for all your efforts on our behalf. We appreciate you very much!”

    Bob & Randy

  • “They are always willing to fight for the “little guy”.”

    Janie O.

  • “I followed your advice and my problem is resolved.”

    Eric

  • “You have honored our son more than you know and we will always love you for that!”

    Lindi