Benefits from Oklahoma Workers’ Compensation Law
Workers’ compensation lawyers can help you
While all personal injury cases can be difficult, they can become even more complicated when the injury in question occurred while you were at work. Employers are required by law to provide workers’ compensation insurance to their staff to cover things like medical expenses, lost wages, emotional trauma and more.
If you’ve been injured while at work, speak with a McAlester workers’ compensation attorney at Stipe Law Firm.
Workers’ compensation and medical benefits
In Oklahoma, employers are required to take part in workers’ compensation insurance, whether it’s though a private insurer, a state fund or self-insurance. For those workers who are covered under the law, this insurance must cover full medical benefits without any time or monetary limits, although the employer does get to choose the individual’s physician. The only exception to this rule is if the employer does not choose a physician in a timely manner or refuses to do so at all, in which case the employee can pick his or her own doctor.
Disability benefits and payments
In more severe cases of workplace injury, workers’ compensation insurance may need to cover temporary total disability (TTD), permanent partial disability (PPD) or permanent total disability (PTD).
With TTD, employees may receive benefits for up to 156 weeks, although this can be extended via workers’ compensation court. In cases of PTD, workers receive a portion of their wages for as long as the disability persists, with no time limit involved. PPD, on the other hand, has a 500-week maximum payout period. In addition, employees may seek compensation for injuries such as serious disfigurement and occupational hearing loss, and there are also physical rehabilitation benefits and vocational training coverage for those who need to change professions due to personal injury in the workplace.
If a loved one has died as a result of a workplace accident or injury, there are also many options for the family of the victim. In these cases, workers’ compensation insurance covers a portion of the deceased individual’s wages, up to a certain amount.
Get the help of an experienced workers’ compensation attorney today
Workers’ compensation can be complicated, and many people find it difficult to navigate the complex legal system in place. At Stipe Law Firm we’re here to help you and your family every step of the way, ensuring that you receive the compensation you deserve for your workplace injury. For a free consultation, call us today or contact us online.